Health Insurance

OBAMACARE: Love it or hate it, you need to understand your options. We offer a free telephone or in-person consultation to discuss your needs and budget. Contact us today for assistance.

SHORT-TERM HEALTH INSURANCE: If you only need coverage for a short period of time (1 to 6 months), this option is worth considering. Rates are reasonable, and there are strong PPO networks available. However, there are important differences between short-term and regular health insurance plans.

Short-term plans DO NOT cover pre-existing conditions, wellness, or maternity. There are some health questions, and you can be declined for coverage depending on your medical history. With most plans, charges are subject to the deductible, including office visits and prescriptions. Even if you are covered by a short-term health insurance plan, you may still incur a federal tax penalty for not having minimal essential coverage as defined by the Affordable Care Act.

Contact us today to find out whether a short-term plan might be a good option for you.

Use the button above to get quotes and information about health insurance plans for individuals and families that comply with the Affordable Care Act (ACA, also known as Obamacare).

NOTE: Because you are generally allowed to change plans only ONCE PER YEAR, it is VERY important that you make the best choice for your situation. We recommend that you contact us to discuss your options before you select a health insurance policy.